White Paper: Cryptocurrency and Blockchain

Published August 15, 2018

“Cryptocurrencies and the blockchain technology that underpins them have created major changes in the
way financial institutions and consumers conduct commerce. This ranges from payments processing to
new financial technology systems. Their use also enables new types of fraud and cybercrime. This new
ecosystem of currencies and technologies is likely to influence the financial industry in a variety of ways,
and its full impact can be difficult to predict. The financial industry, as well as law enforcement and
consumers, will benefit from learning more about this technology as they adapt to changing consumer
needs, criminal activity, and technological progress.”

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